For members who have had trouble managing a checking account in the past, our Access checking gives a second chance with lots of extras and minimal fees.
If your past affects your ability to open a regular checking account, you still have a chance to put yourself on the road to financial security with Access Checking, our second chance checking account.
Open your account with a $25 deposit
No minimum balance
$10 monthly service charge
Debit card (for $1 per month) with uChoose Rewards
Free Bill Pay
Free online banking
Free mobile and text banking
Unlimited check writing
Courtesy Pay up to $100
Free access to Money Management, our personal finance application
*The prize will be awarded to two (2) winners who record the most debit card transactions. One winner will be selected for the month of December 2018. Contest time frame will be from 12:01 AM on 12/01/2018 through 11:59 PM on 12/31/2018. One winner will be selected for the month of January 2019. Contest time frame will be from 12:01 AM on 01/01/2019 through 11:59 PM on 01/31/2019. A member can only win one prize. In the event two members have the same number of transactions, the tiebreaker will be total dollar amount of qualifying transactions. Winners will receive a credit into their Oklahoma Central checking account for $500 USD. Prize as listed. No substitution will be allowed. All federal, state, and local tax liabilities are the sole responsibility of the winners. The winning money will be paid out on or around January 16, 2019 for the December winner and February 18, 2019 for the January winner. Must be eighteen (18) years of age or older. Winners will be notified by phone and or email. If Oklahoma Central is unable to contact a potential prize winner, if a potential prize winner fails to comply with any of the requirements, or if any prize or prize notification is returned as undeliverable, an alternate winner may be selected. Oklahoma Central Credit Union employees are not eligible for this promotion. Winners authorize Oklahoma Central to use their name and/or likeness in credit union materials as well as on social media.