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Rates

 

Loan Type

New Vehicle1

Used Vehicle 2015 & Newer2

Used Vehicle 2013 - 20143

Used Vehicle 2012 & Older4

Auto Loans

Rate

As low as 3.89% APR

As low as 3.89% APR

As low as 5.39% APR

As low as 7.89% APR

Loan type

New RV5

Used RV6

RV Loans

Rate

As low as 6.49% APR

As low as 6.99% APR

Loan Type

New Boat7

Used Boat8

Boat Loans

Rate

As low as 6.49% APR

As low as 6.99% APR

Loan Type

New Motorcycle / ATV9

Used Motorcycle / ATV10

Motorcycle / ATV Loans

Rate

As low as 5.99% APR

As low as 6.49% APR

Loan Type

New Personal Watercraft11

Used Personal Watercraft12

 Personal Watercraft Loans

Rate

As low as 6.99% APR

As low as 7.99%

Loan Type

Storm Shelter13

Generator14

Storm Shelter/Generator Loans

Rate

As low as 0.99% APR

As low as 0.99% APR

Loan Type

Heating & Air15

Heating & Air System Loans

Rate

As low as 5.49% APR

Loan Type

Unsecured Signature Loans16

Share Secured Loans17

Smart Move Loan18

Overdraft Protection Line of Credit19

Personal Loans

Rate

As low as 9.99% APR

Variable APR

As low as 9.99% APR

As low as 13.25% APR

Loan typeNew Tractor20Used Tractor21
Tractor Loans
Rate As low as 4.49% APR As low as 4.99% APR

Disclaimers

1APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 01/02/20 and 72-month financing. A $15,000 loan at 3.89% APR, with 72 monthly payments, will be $234 per month. Other rates and terms available. Rates subject to change. Offer applies to new auto loans and refinanced new auto loans not originated with Oklahoma Central. Restrictions apply. New auto loan is defined as a 2019 or 2020 model year auto with less than 6,000 miles.

2APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 01/02/20 and 72-month financing. A $15,000 loan at 3.89% APR, with 72 monthly payments, will be $234 per month. Other rates and terms available. Rates subject to change.

3APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 01/02/20 and 72-month financing. A $15,000 loan at 5.39% APR, with 72 monthly payments, will be $245 per month. Other rates and terms available. Rates subject to change.

4APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 01/02/20 and 60-month financing. A $15,000 loan at 7.89% APR, with 60 monthly payments, will be $304 per month. Other rates and terms available. Rates subject to change.

7APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 01/02/20 and 60 month financing. A $10,000 loan at 6.49% APR with 60 monthly payments will be $196 per month. Other rates and terms available. Rates subject to change.

8APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 01/02/20 and 60 month financing. A $10,000 loan at 6.99% APR with 60 monthly payments will be $198 per month. Other rates and terms available. Rates subject to change.

9APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 01/02/20 and 60 month financing. A $10,000 loan at 5.99% APR with 60 monthly payments will be $194 per month. Other rates and terms available. Rates subject to change.

10APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 01/02/20 and 60 month financing. A $10,000 loan at 6.49% APR with 60 monthly payments will be $196 per month. Other rates and terms available. Rates subject to change.

11APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 01/02/20 and 60-month financing. A $10,000 loan at 6.99% APR with 60 monthly payments will be $198 per month. Other rates and terms available. Rates subject to change.

12APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 01/02/20 and 48-month financing. A $10,000 loan at 7.99% APR with 48 monthly payments will be $245 per month. Other rates and terms available. Rates subject to change.

13APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 01/02/20 and 42 month financing. A $5,000 loan at 0.99% APR with 42 monthly payments will be $122 per month. Other rates and terms available. Rates subject to change.

14APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 01/02/20 and 42 month financing. A $5,000 loan at 0.99% APR with 42 monthly payments will be $122 per month. Other rates and terms available. Rates subject to change.

15APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 01/02/20 and 84 month financing. A $15,000 loan at 5.49% APR with 84 monthly payments will be $216 per month. Other rates and terms available. Rates subject to change.

16An unsecured loan is a loan not secured by collateral, but instead member's signature. APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 01/02/20 and 42 month financing. A $7,500 loan at 9.99% APR with 42 monthly payments will be $213 per month. Other rates and terms available. Rates subject to change.

17Share Secured Loans include Savings Secured Loans and CD Secured Loans. Savings Secured Loan rates are based on share rates and CD Secured Loan rates are based on certificate rates. To get the current rate, please contact a member service rep at 918-664-6000 option 2.

18APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 01/02/20 and 42 month financing. A $7,500 loan at 9.99% APR with 42 monthly payments will be $213 per month. Other rates and terms available. Rates subject to change.

19APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 01/02/20. A $2,500 loan at 13.25% APR with 42 monthly payments will be $75 per month. Other rates and terms available. Rates subject to change. Overdraft Protection Line of Credit is a revolving line of credit. Payments and terms may change.

20APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 01/02/20 and 60-month financing. A $15,000 loan at 4.49% APR, with 60 monthly payments will be $280 per month. Other rates and terms available. Rates subject to change.

 21APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 01/02/20 and 60-month financing. A $15,000 loan at 4.99% APR with 60 monthly payments will be $283 per month. Other rates and terms available. Rates subject to change.

 

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