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Rates

 

New Vehicle1

Used Vehicle 2012 & Newer2

Used Vehicle 2011 & Older3

Auto Loans

3.99% - 13.24% APR

3.99% - 14.49% APR

7.99% - 16.49% APR

1APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 10/01/18 and 72-month financing. A $15,000 loan at 3.99% APR, with 72 monthly payments, will be $235 per month. Other rates and terms available. Rates subject to change. 

2APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 10/01/18 and 72-month financing. A $15,000 loan at 3.99% APR, with 72 monthly payments, will be $235 per month. Other rates and terms available. Rates subject to change.

3APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 10/01/18 and 60-month financing. A $15,000 loan at 7.99% APR, with 60 monthly payments, will be $305 per month. Other rates and terms available. Rates subject to change.

New RV4

Used RV5

RV Loans

5.99% - 12.74% APR

6.49% - 13.24% APR

4APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 10/01/18 and 60 month financing. A $10,000 loan at 5.99% APR with 60 monthly payments will be $194 per month. Other rates and terms available. Rates subject to change.

5APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 10/01/18 and 60 month financing. A $10,000 loan at 6.49% APR with 60 monthly payments will be $196 per month. Other rates and terms available. Rates subject to change.

New Boat6

Used Boat7

Boat Loans

5.99% - 12.74% APR

6.49% - 13.24% APR

6APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 10/01/18 and 60 month financing. A $10,000 loan at 5.99% APR with 60 monthly payments will be $194 per month. Other rates and terms available. Rates subject to change.

7APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 10/01/18 and 60 month financing. A $10,000 loan at 6.49% APR with 60 monthly payments will be $196 per month. Other rates and terms available. Rates subject to change.

New Motorcycle / ATV8

Used Motorcycle / ATV9

Motorcycle / ATV Loans

5.99% - 13.74% APR

6.49% - 14.24% APR

8APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 10/01/18 and 60 month financing. A $10,000 loan at 5.99% APR with 60 monthly payments will be $194 per month. Other rates and terms available. Rates subject to change.

9APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 10/01/18 and 60 month financing. A $10,000 loan at 6.49% APR with 60 monthly payments will be $196 per month. Other rates and terms available. Rates subject to change.

New Personal Watercraft10

Used Personal Watercraft11

 Personal Watercraft Loans

6.99% - 14.74% APR

7.99% - 15.74%

10APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 10/01/18 and 60-month financing. A $10,000 loan at 6.99% APR with 60 monthly payments will be $198 per month. Other rates and terms available. Rates subject to change.

11APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 10/01/18 and 48-month financing. A $10,000 loan at 7.99% APR with 48 monthly payments will be $245 per month. Other rates and terms available. Rates subject to change.

Storm Shelter12

Generator13

Storm Shelter/Generator Loans

0.99% - 7.74% APR

0.99% - 7.74% APR

12APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 10/01/18 and 42 month financing. A $5,000 loan at 0.99% APR with 42 monthly payments will be $122 per month. Other rates and terms available. Rates subject to change.

13APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 10/01/18 and 42 month financing. A $5,000 loan at 0.99% APR with 42 monthly payments will be $122 per month. Other rates and terms available. Rates subject to change.

Heating & Air14

Heating & Air System Loans

5.99% - 13.24% APR

14APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 10/01/18 and 42 month financing. A $5,000 loan at 6.49% APR with 42 monthly payments will be $134 per month. Other rates and terms available. Rates subject to change.

Unsecured Signature Loans15

Share Secured Loans16

Smart Move Loan17

Overdraft Protection Line of Credit18

Personal Loans

9.74% - 20.99% APR

Variable APR

9.74% - 20.99% APR

13.75% - 20.50% APR

15An unsecured loan is a loan not secured by collateral, but instead member's signature. APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 10/01/18 and 42 month financing. A $7,500 loan at 9.74% APR with 42 monthly payments will be $212 per month. Other rates and terms available. Rates subject to change.

16Share Secured Loans include Savings Secured Loans and CD Secured Loans. Savings Secured Loan rates are based on share rates and CD Secured Loan rates are based on certificate rates. To get the current rate, please contact a member service rep at 918-664-6000 option 2.

17APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 10/01/18 and 42 month financing. A $7,500 loan at 9.74% APR with 42 monthly payments will be $212 per month. Other rates and terms available. Rates subject to change.

18APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 09/27/18. A $2,500 loan at 13.75% APR with 42 monthly payments will be $76 per month. Other rates and terms available. Rates subject to change. Overdraft Protection Line of Credit is a revolving line of credit. Payments and terms may change.

New Tractor19Used Tractor20
Tractor Loans
4.49% - 11.24% APR 4.99% - 11.74% APR

19APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 10/01/18 and 60-month financing. A $15,000 loan at 4.49% APR, with 60 monthly payments will be $280 per month. Other rates and terms available. Rates subject to change.

 20APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 10/01/18 and 60-month financing. A $15,000 loan at 4.99% APR with 60 monthly payments will be $283 per month. Other rates and terms available. Rates subject to change.

 

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