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Rates

 

New Vehicle1

Used Vehicle 2017 & Newer2

Used Vehicle 2013 - 20163

Used Vehicle 2012 & Older4

Auto Loans

3.89% - 13.14% APR

3.89% - 14.39% APR

5.39% - 15.89% APR

7.89% - 16.39% APR

1APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 10/01/19 and 72-month financing. A $15,000 loan at 3.89% APR, with 72 monthly payments, will be $234 per month. Other rates and terms available. Rates subject to change. Offer applies to new auto loans and refinanced new auto loans not originated with Oklahoma Central. Restrictions apply. New auto loan is defined as a 2019 or 2020 model year auto with less than 6,000 miles.

2APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 10/01/19 and 72-month financing. A $15,000 loan at 3.89% APR, with 72 monthly payments, will be $234 per month. Other rates and terms available. Rates subject to change.

3APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 10/01/19 and 72-month financing. A $15,000 loan at 5.39% APR, with 72 monthly payments, will be $245 per month. Other rates and terms available. Rates subject to change.

4APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 10/01/19 and 60-month financing. A $15,000 loan at 7.89% APR, with 60 monthly payments, will be $304 per month. Other rates and terms available. Rates subject to change.

New RV5

Used RV6

RV Loans

6.49% - 13.24% APR

6.99% - 13.74% APR

5APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 10/01/19 and 60 month financing. A $10,000 loan at 6.49% APR with 60 monthly payments will be $196 per month. Other rates and terms available. Rates subject to change.

6APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 10/01/19 and 60 month financing. A $10,000 loan at 6.99% APR with 60 monthly payments will be $198 per month. Other rates and terms available. Rates subject to change.

New Boat7

Used Boat8

Boat Loans

6.49% - 13.24% APR

6.99% - 13.74% APR

7APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 10/01/19 and 60 month financing. A $10,000 loan at 6.49% APR with 60 monthly payments will be $196 per month. Other rates and terms available. Rates subject to change.

8APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 10/01/19 and 60 month financing. A $10,000 loan at 6.99% APR with 60 monthly payments will be $198 per month. Other rates and terms available. Rates subject to change.

New Motorcycle / ATV9

Used Motorcycle / ATV10

Motorcycle / ATV Loans

5.99% - 13.74% APR

6.49% - 14.24% APR

9APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 10/01/19 and 60 month financing. A $10,000 loan at 5.99% APR with 60 monthly payments will be $194 per month. Other rates and terms available. Rates subject to change.

10APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 10/01/19 and 60 month financing. A $10,000 loan at 6.49% APR with 60 monthly payments will be $196 per month. Other rates and terms available. Rates subject to change.

New Personal Watercraft11

Used Personal Watercraft12

 Personal Watercraft Loans

6.99% - 14.74% APR

7.99% - 15.74%

11APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 10/01/19 and 60-month financing. A $10,000 loan at 6.99% APR with 60 monthly payments will be $198 per month. Other rates and terms available. Rates subject to change.

12APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 10/01/19 and 48-month financing. A $10,000 loan at 7.99% APR with 48 monthly payments will be $245 per month. Other rates and terms available. Rates subject to change.

Storm Shelter13

Generator14

Storm Shelter/Generator Loans

0.99% - 7.74% APR

0.99% - 7.74% APR

13APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 10/01/19 and 42 month financing. A $5,000 loan at 0.99% APR with 42 monthly payments will be $122 per month. Other rates and terms available. Rates subject to change.

14APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 10/01/19 and 42 month financing. A $5,000 loan at 0.99% APR with 42 monthly payments will be $122 per month. Other rates and terms available. Rates subject to change.

Heating & Air15

Heating & Air System Loans

5.99% - 9.99% APR

15APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 10/01/19 and 42 month financing. A $5,000 loan at 5.99% APR with 42 monthly payments will be $133 per month. Other rates and terms available. Rates subject to change.

Unsecured Signature Loans16

Share Secured Loans17

Smart Move Loan18

Overdraft Protection Line of Credit19

Personal Loans

9.99% - 20.99% APR

Variable APR

9.99% - 20.99% APR

13.25% - 20.00% APR

16An unsecured loan is a loan not secured by collateral, but instead member's signature. APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 10/01/19 and 42 month financing. A $7,500 loan at 9.99% APR with 42 monthly payments will be $213 per month. Other rates and terms available. Rates subject to change.

17Share Secured Loans include Savings Secured Loans and CD Secured Loans. Savings Secured Loan rates are based on share rates and CD Secured Loan rates are based on certificate rates. To get the current rate, please contact a member service rep at 918-664-6000 option 2.

18APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 10/01/19 and 42 month financing. A $7,500 loan at 9.99% APR with 42 monthly payments will be $213 per month. Other rates and terms available. Rates subject to change.

19APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 11/01/19. A $2,500 loan at 13.25% APR with 42 monthly payments will be $75 per month. Other rates and terms available. Rates subject to change. Overdraft Protection Line of Credit is a revolving line of credit. Payments and terms may change.

New Tractor20Used Tractor21
Tractor Loans
4.49% - 11.24% APR 4.99% - 11.74% APR

20APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 10/01/19 and 60-month financing. A $15,000 loan at 4.49% APR, with 60 monthly payments will be $280 per month. Other rates and terms available. Rates subject to change.

 21APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 10/01/19 and 60-month financing. A $15,000 loan at 4.99% APR with 60 monthly payments will be $283 per month. Other rates and terms available. Rates subject to change.

 

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