Business Lending Solutions

Business Lending Products

Oklahoma Central offers a range of business lending solutions to support businesses at every stage of growth

Term Loans

Financing solutions for long-term business investments, expansion, or major purchases. 

Working Capital Loans

Flexible financing backed by business assets to support everyday business operations.

Equipment Financing Loans

Financing options for purchasing or upgrading equipment to keep your business running efficiently.

Commercial Real Estate Loans

Financing solutions for purchasing, refinancing, or improving business property.

Work With Our Business Lending Specialist

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Lou Gorini

Commercial Portfolio Specialist

Lou Gorini is a California native who moved to Oklahoma to attend Oklahoma State University, where he earned his degree in Business Administration.

He began his career in community banking with Peoples Bank, where he moved from intern to a full-time role supporting commercial lending. Since then, Lou has worked with businesses of all sizes, from startups to established local companies, gaining experience in SBA lending, credit strategy, and helping business owners navigate their financing options. He’s passionate about building strong relationships and takes pride in helping businesses grow and succeed.

918-664-6000 ext. 420

SBA Loan Programs

Explore SBA loan options designed to support different business needs and growth goals.

SBA 7(a) Loans

Including veteran-owned business loans; can be used for construction, working capital, debt repayment, or purchase of land, buildings, machinery, equipment, or inventory 

SBA 504 Loans

Long-term, fixed-rate financing for major assets like land, machinery, or facility construction/renovation

SBA Express Loans

Up to $350,000 with accelerated review, expedited processing, and faster closings

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Business Credit Cards

Choose from our popular business credit card options such as low rate, cash back or flexible rewards to
find the one that works best for your business.

No matter which card you choose, your business will benefit from important features like:

  • Free online expense reporting tools.
  • No fee for additional employee cards.
  • Mobile payment capability for added convenience.
  • Zero Fraud Liability.* You won't be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.

*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.