Put your home's equity to work.Fixed home equity and home equity line of credit loans are resources for our members to borrow extra cash for home improvement, refinance, debt consolidation and other reasons. Borrow only as much as you need, when you need it.
Fixed Home Equity Loan (Second Mortgage) - NO CLOSING COSTS!
Home Equity Line of Credit - NO CLOSING COSTS!
Don’t have equity in your home?
There are other ways to pay for your spring home improvement projects.
If you are considering financing your project with a credit card, consider a personal loan instead. Compared to credit cards, our personal loans typically have lower, fixed interest rates that enable you to properly budget your repayment and still leave available credit on your cards for day-to-day conveniences.
Refinance Your Vehicle
With our great automotive rates, refinancing your existing auto loan can help save on your monthly payment allowing you more money in your pocket to spend on home improvements.
Looking to upgrade your home with a new heating and air system, storm shelter or generator?
Learn more about these programs:
We make it easy for you to find the option that best fits your needs. Learn more about how we can help finance your home improvement ideas.
Rate based on Prime as Index. Loans with LTV below 80% are price based on prime plus 1.5% APR margin with floor of 4.75% APR; loans with LTV 80% to 95% are price based on prime plus 2.5% APR margin with floor of 5.75% APR. The current prime rate is 5.50% APR. APR = Annual Percentage Rate. All rates are subject to change without notice. Rates are subject to credit approval. Must have or open share account with a minimum $25 balance.
For a home equity second mortgage loan on a primary residence, with a loan amount of $25,000, combined loan to value less than or equal to 80% and a 5-year fixed rate of 7.00%, the APR is 7.00% and the monthly payment for principal and interest would be $496.
Don't want to apply online?
Stop by any branch location or call 918-664-6000, select option 2, to speak with a Member Representative.