If you're a sole proprietor in Jenks or are just launching your business, a Venture Checking account is right for you. There's a low minimum deposit to open the account, and you get free phone and online banking, as well as a business check card.
Enterprise Checking
Jenks' local businesses with more than 150 transactions per month benefit from Enterprise Checking*, an account designed for more established companies. This is an interest-bearing account, and if you maintain a $2000 balance, we waive the monthly service fee. You still get the free banking and check card services,
*Fees may be offset by an earnings credit. Interest paid on checking account balance above $2,000.00. Earnings Credit- 90% of average collected monthly balance based on the prior 3-month Treasury Constant Maturities rate as published in the Federal Reserve Statistical Release.
Full Suite Services
Many small business owners think they need a big national bank to manage their company's financial needs. Nothing could be further from the truth; we offer the same portfolio of services as a big bank. The difference is that when you are working with the team at Oklahoma Central Credit Union in Jenks, we're your neighbors, and we believe that when you succeed, it benefits the entire community.
When you bank locally, your banker knows you and your business, a dynamic that allows you to develop a genuine relationship. This means when you need a loan, a quick pivot, or a complex solution, you aren’t explaining your story to a stranger; you’re talking to an advocate who already understands your goals and can expedite decisions that move your business forward.
When you need to open more accounts or access to capital, your local Jenks banker can recommend the best services and loan products for your unique situation. We can grow with you as your needs change and your business evolves.
Tailored Business Lending
We don't believe in one-size-fits-all debt. At OCCU, our lending is built around your specific cash flow and growth goals. Whether you need a lump-sum infusion for a major project or a flexible line of credit to manage seasonal ebbs and flows in Jenks, we offer competitive rates that larger banks often can't match. Because we’re local, our approval process is streamlined, meaning you get the capital you need to scale without the corporate red tape.
SBA Loans for Jenks Entrepreneurs
Scaling a business often requires a long-term vision. As an SBA-certified lender, OCCU provides specialized financing like the SBA 7(a) and 504 programs that offer longer repayment terms and lower down payments. These are ideal for Jenks business owners looking to purchase commercial real estate or invest in heavy equipment, giving you the security of government backing with the personal touch of a credit union.
Integrated Merchant Services
Your business moves fast, and your payment processing should too. OCCU’s merchant services provide the modern POS (Point of Sale) technology you need to accept every payment type from mobile wallets to secure online gateways. Beyond just processing transactions, our tools help you fight fraud and can even help you launch a loyalty program to keep your local customers coming back. We handle the tech, so you can focus on the customer.
High-Yield Sweep Accounts
Don't let your extra capital sit idle. For Jenks' businesses managing multiple income streams, our High-Yield Sweep Accounts act as an automated efficiency tool. We link your accounts to maximize your interest earnings by "sweeping" excess funds into a higher-yield environment daily. You get the benefit of a high-growth investment without losing the liquidity and fee-free transfers you need to manage your daily operations.
Schedule a Consultation with a Business Banker Today
Oklahoma Central Credit Union has a new branch in Jenks, OK, to meet your business and personal banking needs.
As you're starting out, it's easy to get overwhelmed with financial decisions, especially if this is your first entrepreneurial endeavor. Merchant services, for example, can be very confusing (what services do you really need?), and your banker can explain all your options so you can choose your best solution. If you've been in business a while, now is a great time to reassess your existing services and accounts to see how OCCU in Jenks compares. We believe you'll find our service and services better than faceless big bank options. Contact us today to learn more.
Image credit: // Shutterstock // Miljan Zivkovic
