Teen Checking Account with Rewards

Start building smart financial habits early with a checking account for teens and young adults that offers rewards, no monthly service fees, and helpful money management tools. 

  • Available for ages 13 and up
  • Earn up to 1.00% APY* on balances over $0
  • Earn rewards on everyday debit card purchases

Why Choose Pop Checking?

A checking account for teens and young adults that helps you earn rewards, build strong financial habits, and manage money with confidence.

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Build Smart Financial Habits

Get the tools you need to learn budgeting, saving, and responsible spending from the start.

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Earn Rewards on Everyday Spending

Use your debit card to earn points on purchases you can redeem for rewards. 

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No Monthly Service Fees

Keep more of your money with a checking account that has no monthly service charges.

Built for Teens & Young Adults

Whether you're opening your first account or looking to build better financial habits, Pop Checking is designed to help you learn, grow, and manage your money with confidence.

For ages 13 and up — Open your account early and start your journey to financial independence.

Educational Resources — Use built-in tools to track spending and build financial knowledge for smarter money decisions. 

 Parental Support — Easily monitor account activity, track spending, and help guide your teen toward smarter financial habits. 

Mobile banking app showing account balance next to a debit card

 

Is Pop Checking Right for You?

Teen or young adult icon

You’re a teen or young adult starting your financial journey

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You want to learn how to manage money and build confidence 

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You want to earn rewards on purchases you’re already making 

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You want a simple checking account with no monthly fees 

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 You want tools to track spending and stay on top of your finances 

Account Features & Benefits

Everything you need to bank, manage, and grow—right at your fingertips.

Digital Banking

Free online banking
Mobile banking with Smart Deposit
Bill pay and eStatements
Bank by Phone and Text Banking

Everyday Convenience

Free debit card with rewards
Tap-to-pay & Mobile Wallet

Direct deposit & Early Pay
No monthly service charges

Financial Tools & Protection

Free credit score monitoring with alerts
Free Money Management tools

Overdraft protection options  
$25 minimum to open account
 

Ready to get started with Pop Checking?

 Open your account online in just minutes. 

Frequently Asked Questions

Pop Checking is available for individuals ages 13 and up. A parent or guardian is required for minors.

Yes, a $25 minimum deposit is required to open a Pop Checking account.

No, Pop Checking has no monthly service fees.

You earn points on everyday debit card purchases, which can be redeemed for gift cards, merchandise, and more.

Yes, parent or guardian joint owners have access to the account and can help monitor activity and guide financial habits.

Pop Checking includes tools like credit score monitoring to help you track your progress and build smart financial habits.

Yes, you can open a Pop Checking account online in just minutes or visit a branch for assistance.

*APY - Annual Percentage Yield effective 04/01/26. Dividend rate may change after account open. Stated rates subject to change. Dividends are compounded monthly. No minimum balance to earn APY. Fees could reduce the earnings on the account. Dividends are compounded monthly. Membership conditions may apply.