Youth Checking That Earns Rewards

Pop Checking is a youth checking account that helps teens and young adults build smart money habits early, with rewards on everyday purchases, no monthly service fees, and helpful money management tools. Open your teen checking account online in minutes.

  • Available for ages 13 and up
  • Earn up to 1.00% APY* on balances over $0
  • Earn rewards on everyday debit card purchases

Why Choose Pop Checking?

Pop Checking gives teens real-world practice managing money, with a debit card, digital tools, and rewards that make everyday spending count.

Financial education and learning icon

Build Smart Financial Habits

Get the tools you need to learn budgeting, saving, and responsible spending from the start.

Account rewards and perks icon

Earn Rewards on Everyday Spending

Use your debit card to earn points on purchases you can redeem for rewards. 

No monthly fees icon

No Monthly Service Fees

Keep more of your money with a checking account that has no monthly service charges.

Built for Teens & Young Adults

Whether you're opening your first account or looking to build better financial habits, Pop Checking is designed to help you learn, grow, and manage your money with confidence.

For ages 13 and up — Open your account early and start your journey to financial independence. Have a younger child? Explore our youth savings accounts.

Educational Resources — Use built-in tools to track spending and build financial knowledge for smarter money decisions. 

Online & Mobile Banking — Manage your account anytime with online banking, mobile banking, and convenient digital tools. 

Mobile banking app showing account balance next to a debit card

 

Is Pop Checking Right for You?

Teen or young adult icon

You’re a teen or young adult starting your financial journey

Open book icon

You want to learn how to manage money and build confidence 

Reward badge icon

You want to earn rewards on purchases you’re already making 

Dollar sign icon

You want a simple checking account with no monthly fees 

financial-tools-icon

 You want tools to track spending and stay on top of your finances 

Account Features & Benefits

Everything you need to bank, manage, and grow—right at your fingertips.

Digital Banking

Free online banking
Mobile banking with Smart Deposit
Bill pay and eStatements
Bank by Phone and Text Banking

Everyday Convenience

Free debit card with rewards
Tap-to-pay & Mobile Wallet

Direct deposit & Early Pay
No monthly service charges

Financial Tools & Protection

Free credit score monitoring with alerts
Free Money Management tools

Overdraft protection options  
$25 minimum to open account
 

Ready to get started with Pop Checking?

 Open your account online in just minutes. 

Frequently Asked Questions

Pop Checking is available for individuals ages 13 and up. A parent or guardian is required for minors.

Our youth savings accounts are a great place to start. Kids Club Savings is for ages 0 to 12, and Varsity Club Savings is for ages 13 to 17. Both have no monthly fees and just a $5 minimum to open. 

Yes, a $25 minimum deposit is required to open a Pop Checking account.

No, Pop Checking has no monthly service fees.

You earn points on everyday debit card purchases, which can be redeemed for gift cards, merchandise, and more.

Yes, you can open a Pop Checking account online in just minutes or visit a branch for assistance.

Yes. Pop Checking includes a free debit card that earns rewards on everyday purchases. It also works with tap-to-pay and mobile wallets. 

*APY - Annual Percentage Yield effective 10/01/26. Dividend rate may change after account open. Stated rates subject to change. Dividends are compounded monthly. No minimum balance to earn APY. Fees could reduce the earnings on the account. Dividends are compounded monthly. Membership conditions may apply.