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Hassle-Free Auto Loans

Getting financed for a new or used auto is easy peasy. Since we are a credit union and not-for-profit, we are able to offer lower interest rates than other financial institutions. If you’re not currently a member of Oklahoma Central, no worries. Go ahead and submit your application and a Member Financial Representative will contact you.

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New car rates as low as 3.89% APR1

Helpful Tools

Related Educational Opportunity:

Learn more about auto loans Understand your vehicle financing Learn what factors influence your rate 

Finance at the Dealership

Connect to dealerships that offer affordable credit union financing.

You can rest assured knowing that Oklahoma Central is available at more than 40 dealerships in and around the Tulsa area to fund your new car or truck loan. When you find the vehicle you want, tell the dealer you want your loan from Oklahoma Central, complete the paper work at the dealership and in no time your loan is approved.

Members may take advantage of this great service at these dealerships.

Shop Dealer Inventory - Hassle-Free

Search for your perfect car at our preferred dealers using Oklahoma Central AutoSmart. AutoSmart puts the dealer's inventory at your fingertips. Compare vehicles, dealers, prices and more to make sure you get the car of your dreams at the price you deserve. You can also apply for a loan on the spot. It is the smart, hassle-free way to buy a car.

Specialty Vehicle Loans

No matter how you move – by ATV, boat or RV – Oklahoma Central can help you get there. We’ve got affordable financing with great rates on loans for your favorite toys, so take advantage of our easy financing options today.

Financing available on:

  • New and used motorcycles
  • ATVs/Side-by-Sides
  • Boat/motor/trailer (cruisers, ski boats, pontoon boats, houseboats, sailboats, fishing/bass boats and more)
  • Personal watercraft (jet ski)
  • RVs (RV, camper, motorhome, travel trailer)

Benefits of financing with Oklahoma Central Credit Union:

  • Competitive rates and terms for a low monthly payment
  • Pre-approval available to use as leverage as you shop around
  • No application or processing fee

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Don't want to apply online?

Stop by any branch location or call 918-664-6000, select option 2, to speak with a Member Representative.

Tractor Loans

If you are in the market for a new or used tractor and need financing, then look no further. We now offer tractor loans with:

  • Competitive rates as low as 4.49% APR2
  • Loan terms up to 60 months
  • Up to 100% financing
  • No prepayment penalty
  • Credit Life and Credit Disability

Apply NowCheck Rates

Don't want to apply online?

Stop by any branch location or call 918-664-6000, select option 2, to speak with a Member Representative.

APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 08/01/19 and 72-month financing. A $15,000 loan at 3.89% APR, with 72 monthly payments, will be $234 per month. Other rates and terms available. Rates subject to change. Offer applies to new auto loans and refinanced new auto loans not originated with Oklahoma Central. Restrictions apply. New auto loan is defined as a 2018 or 2019 model year auto with less than 6,000 miles.

2 APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 07/01/19 and 60-month financing. A $15,000 loan at 4.49% APR, with 60 monthly payments, will be $280 per month. Other rates and terms available. Rates subject to change. 

 

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