You're eligible to join OCCU.

If your employer partners with OCCU, you're eligible to become a member of Oklahoma Central Credit Union. 

Why bank with a credit union?

1

Member-owned, not-for-profit

2

Better rates & fewer fees

3

Local banking support

Employee Membership Page Icons

Community-first banking

 

Benefits of being an OCCU member

Have questions? We've got answers.

Become a Member

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Frequently Asked Questions

You may be eligible to join Oklahoma Central Credit Union if you: 

- Are affiliated with another credit union
- Are an employee or retiree of one of our more than 1,100 partner companies
- Are a family member of a current Oklahoma Central member

Not sure if you qualify? There may be additional ways to become eligible, including member referrals. Our team will confirm your eligibility during the application process.

 

No. There is no cost to become a member of Oklahoma Central Credit Union.

Your membership stays with you, even if you change jobs or employers.

If you’re unsure, you can start an application or contact our team and we’ll help confirm your eligibility.

Even if your employer isn’t a partner, you may still qualify through other eligibility options. Learn more about membership eligibility on our Join Oklahoma Central page.

No. OCCU is a separate, member-owned credit union. Your employer simply partners with us to offer eligibility as a benefit.

*APY - Annual Percentage Yield effective 01/01/26. Rates may change after account open. Dividends are compounded monthly. $25.00 minimum balance to open Momentum Checking account. APY earned based on the following tiers and requirements: 6.00% APY earned on balances from $0 to 9,999.99; 3.00% APY earned on balances from $10,000.00 to $49,999.99; 0.00% APY earned on balances over $50,000.00; Momentum Share Draft Accounts must meet the following account qualifications to earn the qualifying dividend rate and APY: Fifteen (15) Non-ATM debit transactions per qualification period. No dividends will be paid if all requirements are not met. Qualification period means a period of thirty-one (31) days preceding the 27th of each month. Fees could reduce the earnings on the account. Membership conditions may apply.