What's the difference between a share secured and a personal loan?
Personal Loans
- Competitive rates as low as 10.99% APR*
- Not secured by collateral, but instead member's signature
- Loan amounts up to $25,000
- Loan terms up to 60 months
- No prepayment penalty
- Debt Protection available
Apply Now
Share Secured Loans
- Competitive rates
- Secured by money you have in a certificate or share/savings account at Oklahoma Central
- Excellent way to establish or reestablish credit
- Minimum loan amount: $500
- Minimum payment amount: $50
- Loan terms up to 60 months
- Debt Protection available
Don't want to apply online?
Stop by any branch location or call 918-664-6000, select option 2, to speak with a Member Representative.
*APR is defined as Annual Percentage Rate. Rate subject to credit approval. Rate quoted as of 04/01/24 and 42-month financing. A $10,000 loan, at 10.99% APR with 42 monthly payments will be $288 per month. Loan fees apply. Loan payments and APR will vary based on loan amount, terms and fees. Other rates and terms available. Rates subject to change.
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