Finance Your Dreams with Personal Loans in Jenks

There are times when you need a little more money for your life to run smoothly. You don't need a mortgage or a car; you just need a little extra cash and some time to repay it. Whether you need to consolidate debt from high-interest credit cards, cover unexpected expenses, or fund that dream home project, our Jenks team is here to help. We want to help you explore the possibility of a personal loan and how it can get you the funds you need in a couple of days.

Personal Loans At-A-Glance

Personal loans are similar to mortgages and car loans because they can help you make purchases that you don't have enough cash on hand to afford at one time. However, mortgages and car loans almost always use the financed item as collateral. It's time to take a closer look at the two main types of personal loans.

Unsecured Personal Loans

If you have good credit and a low debt-to-income ratio, you might be able to get a small unsecured personal loan. These loans are usually offered in smaller amounts with terms of a few years or so. It's called an unsecured loan because the only thing guaranteeing that you're going to pay back the funds is your signature on the promissory note.

Sometimes, your credit history is right on the line to require a security deposit. Your lender might be able to get the loan through if you have a co-signer. Get funds based on your signature, with competitive rates.

Secured Loans

At OCCU, we understand how difficult it can be to maintain a high credit score; life and emergencies often get in the way. That’s why we offer secured personal loans. By using your savings or CD as collateral, you can build your credit or secure a lower rate. The funds remain in your account and are released once the terms of the loan are met, allowing your money to work for you while you move forward.

Oklahoma Central Credit Union Partners With You to Meet Your Financial Needs

At Oklahoma Central, we're more than a credit union that takes your money. We're your neighbors and friends. We want to make it easier for you to get the personal loan you need. Get a loan decision from people you know. Our local lenders at our Jenks branch will listen to your story and work to find a solution that fits your budget. You're more than just a credit score to us.

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Talk to a Jenks Loan Officer

When you're ready to take the next steps, we'd love it if you stopped by for a visit:

Oklahoma Central Credit Union (OCCU)

11408 S Union Ave

Jenks, OK 74037

(S Union Ave, South of W 114th St S)

Lobby hours:

Monday to Thursday 9 AM to 6 PM

Friday 9 AM to 6 PM

Drive-up: