If you want a flexible loan that is suited to your real financial needs, then you might as well skip any conversation with the big banks. Those conversations will only lead to frustration as they tend to offer an inflexible, one-size-fits-all approach to lending. At Oklahoma Central Credit Union (OCCU), we take a more personalized and localized approach. A member of the local community ourselves, we strive to ensure that your concerns are addressed. We want to ensure that the various financial factors that make up your life are all taken into account.
Reasons Why People Select Flexible Personal Loans:
- - Home Improvement Projects - A little fix-it-up project around the house might be a costly adventure. Fortunately, borrowing a personal loan can help cover that expense today.
- - Debt Consolidation - A flexible loan can be used to offset more expensive debt that one might already hold. Thus, such a loan can reduce your overall debt load.
- - Life Events - Big events such as weddings or moving across the state (or even across the country!) are all expensive ventures that must be properly funded.
-
These are just some of the reasons why people might borrow flexible personal loans, but the total number of reasons is even greater than that.
Simple Loan Options That Work for You
It is best when your loan options are kept straightforward and transparent. This is why, at OCCU, we try to keep things as straightforward as possible. Here are the options that we offer:
Unsecured Personal Loans
This loan requires no collateral, just your signature. This type of loan is typically only available to those with reasonably good credit scores. We try to offer it to as broad an audience of customers as possible, so we will take various factors into account.
Secured Personal Loans
Those who care the most about lower interest rates or want to work on building their credit history might want to look at secured personal loans first and foremost. These loans require some collateral to be put up, but they are also great for building credit and for getting the best possible terms on a loan.
Local Lending You Can Trust
Borrowing a loan should be a personalized process and not something that feels like you are borrowing funds from some distant call center. At OCCU, we treat every customer with the personal care that they deserve. Our local branch leaders are empowered to make lending decisions entirely on their own based on their interactions with you. Thus, you can get the fastest answer possible about the loan that you have opted to borrow.
Take the Next Step
Are you ready to move forward with the next step? If so, you can apply for a loan online or reach out to a local member of our Owasso team to set up a meeting to discuss your situation and find a borrowing option that works best for you.
Visit Our Owasso Branch
Stop by our Owasso branch and speak with a local agent about the loan options that we can offer. We are located at 116th St N, Owasso, OK, and we are prepared to sit down and have this important conversation with you today. Contact us today to learn more.
See All Current Savings Rates
Open an Account Online
Our address:
12901 East 116th Street North
Collinsville, OK 74021
(116th Street North and 129th East Avenue)
Our lobby is open Monday-Thursday 9:00am to 5:00pm and Friday 9:00am to 6:00pm.
Our drive-up is open Monday-Friday 7:30am to 6:00pm and Saturday 8:00am to 12:00pm.
Image credit: // Shutterstock // Rido
