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COVID-19 Response & Resources

At this time, the health and safety of our members, employees and community are our top priority. As we navigate these unprecedented times, we will continue to update this page with the latest information.

Click below to see:

Update 03/26/2020

Oklahoma Central President and CEO, Gina Wilson, published the letter below to members. As local businesses are impacted by the current pandemic, rest assured, Oklahoma Central is essential and open and committed to your financial well-being.

View letter here: Letter From Gina Wilson, President & CEO Oklahoma Central Credit Union

Update 03/19/2020

As you are probably already aware, many restaurants, retail shops and other establishments have closed temporarily to limit the spread of COVID-19, as per the social distancing guidance of the CDC and at the direction of the Mayor of Tulsa. In order to protect the health of our members and employees, we will provide drive-thru service only at our branch locations as a precautionary measure – we feel it is the right thing to do under these extraordinary circumstances. See below for modified branch lobby operations.

As we have previously stated, we will continue to communicate with you and keep this page updated as the situation develops. We understand these are challenging times and we will continue to be your financial partner as we always have.

Access to Accounts

Please remember the number of ways you can access your accounts and manage your finances without even visiting a branch through digital & electronic banking. Also, our call center continues to operate at normal business hours.

In the event you need to visit a branch we have expanded the services available through our drive-thru lanes. In the event you still need to visit a lobby please notify a drive-thru member service representative and they will assist you. You can also request a branch visit.

New Accounts and Loans

Apply for new accounts, loans and mortgages through our convenient online applications:



APPLY FOR A mortgage or home equity loan

Branch Location Update

Out of abundance of caution, these branches are currently offering drive-thru service only:

  • Garnett
  • Broken Arrow
  • Port of Catoosa
  • Sheridan South
  • Owasso
  • Centennial
  • Tulsa Hills

Under the same abundance of caution, we have closed the following branches temporarily:

  • Downtown
  • Brookside
  • LaFortune

Please, visit our locations page for the nearest branch with drive-thru service.

What are we doing?

  • We are actively monitoring the situation. Our leadership team is constantly observing the information being provided by local and national authorities.
  • We are encouraging staff to stay home if they do not feel well. We have also mandated all staff that leaves the country stay home for 14 days upon return.

  • We are holding meetings virtually when possible.
  • Canceling non-essential events.
  • We have provided staff with gloves and hand sanitizer.
  • We are ensuring all facilities are being cleaned and sanitized on a regular basis.

What can you do?

  • Please do not visit the branch if you are not feeling well.
  • Wash your hands and/or use sanitizer after handling money. 
  • Practice social distancing where possible.
  • Use our online resources to fulfill your banking needs. (Options listed below)


Call Center

Our call center is operating at normal business hours; however, with increased usage of this service, hold times could be extended. We appreciate your patience as we try to serve all members as quickly as possible.

Call 918.664.6000 and choose option 8.


Our automated phone system lets you perform several transactions with the touch of a few buttons.

Call 918.664.6000 and choose option 1.


All branches except our Downtown location offer drive-thru service for making deposits, cashing checks, making loan payments, transferring money and withdrawing cash. Drive-thrus also offer extended hours outside of our normal lobby hours. LEARN MORE


Use your Oklahoma Central Debit Card to check your account balance and withdraw cash from our convenient ATMs. FIND AN ATM

Online & Mobile Banking

Access, track and manage all Oklahoma Central accounts through our online banking platform or our mobile app. You can check balances, pay bills, make transfers and more. LEARN MORE

Mobile Deposit

Deposit checks with your smartphone through the Oklahoma Central mobile app. LEARN MORE

Online Applications

Apply for new accounts, loans and mortgages through our convenient online applications:



APPLY FOR A mortgage or home equity loan

How we can help if you are financially impacted by COVID-19

If you are faced with financial hardship during this time due to illness, unexpected loss of work or extended leave, we will do our best to find options to help you through this difficult time.

These are unprecedented times creating unique situations for everyone. To help us find the best solutions to fit your needs, call 918.664.6000 and select option 8 to speak to a representative who can help. 

How we can help:

  • We are offering loan extensions for those who have been impacted financially and waiving associated fees. Please call 918.664.6000 and select option 8 to get assistance with this service.
  • We are offering relief in some cases for business loan members to help small businesses with their payroll and other business operating expenses.
  • We are also offering the pay-by-phone service free to members directly impacted by COVID-19 or who wish to avoid public spaces at this time.
  • Personal loans offer better rates than most credit cards and give you the cash needed. Additionally, you may qualify for a Financial Hardship loan. To learn more about qualifications and terms, call 918.664.6000 and select option 2 to speak to a Member Financial Representative.
  • Free up some cash by using Skip-a-Pay to skip your eligible loan payment.

Other Considerations

Funds Insured

During these uncertain times, many people become worried about the safety of their accounts. At Oklahoma Central Credit Union, each member's deposit accounts are insured up to $250,000 by the National Credit Union Administration and an additional $250,000 by Excess Share Insurance. LEARN MORE


As with any vulnerable situation, there is always someone trying to unlawfully take advantage of people. Please be vigilant and do not let fear cloud your judgement. Click here to see a list of known scams related to COVID-19. Just because it is not listed on the FTC page does not mean it is not a scam. If it seems too good to be true it probably is. Do your research before agreeing to anything.

COVID-19 Information

For more information about the coronavirus COVID-19, please visit www.cdc.gov/coronavirus/2019-ncov.

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